Free Restoration Tools

Free Water Damage Tools for Kansas City Homeowners

Heartland Restoration built three free, instant tools to help Kansas City homeowners make fast, confident decisions after a water loss: estimate how long drying will take and what equipment you need, find out whether your damage is likely covered by insurance, and decide whether to file a claim or pay out of pocket. Every tool runs in your browser - nothing is stored or shared.

Drying & Equipment

How long will my water damage take to dry?

Water Damage Drying-Time Calculator

Enter your room size, the materials that got wet, and the water category to get an estimated drying-time range in days, plus the dehumidifier capacity (AHAM pints/day) and number of air movers the space needs - using IICRC S500 rule-of-thumb math.

Estimate drying time
Insurance

Is my water damage covered by insurance?

Water Damage Insurance Coverage Quiz

Answer a few questions about how the water loss happened - burst pipe, appliance leak, sewer backup, or flooding - and the quiz estimates whether a standard homeowners policy is likely to cover it, where endorsements matter, and how clean, gray, and black water change the answer.

Check my coverage
Claims

Should I file a water damage claim or pay out of pocket?

Claim vs Pay-Out-of-Pocket Calculator

Compare your expected insurance payout (repair cost minus deductible) against the projected multi-year premium increase, so you can decide whether filing a water damage claim is actually worth it - before you call your carrier and start a claim you cannot undo.

Run the numbers

Dealing with active water damage right now?

These tools are for planning - they do not replace an on-site inspection. If water is spreading, a live IICRC-certified responder answers 24/7 and a crew is typically on site within 60-90 minutes across the Kansas City metro, both the Kansas and Missouri sides of the state line. See our water damage restoration, mold remediation, and sewage cleanup services, or contact us any time.

Call (913) 213-3686